ITerm I
Fast Close
Funding wired in 3 to 7 business days from a complete file. No 90 day underwriting cycle. No committee theater.
Vol. I · Tariff Bridge Program · Est. 2026
Your tariff refund is coming. Your payroll isn't waiting.
Bridge the systemic 60 to 90 day delay on IEEPA refunds and duty drawback receivables. Non-dilutive working capital, secured against the claim itself, deployed inside a single business week.
See If I Qualify
Qualification minimum · $1M annual revenue
The Problem
$166 billion sitting in a government queue.
The Context
In February 2026, the Supreme Court ruled the prior administration's IEEPA tariffs unlawful. CBP stood up the CAPE refund portal, and roughly 330,000 importers filed claims for duties already paid. Total exposure exceeds $166 billion.
Refunds are real. The wait is also real. CBP processing is running 60 to 90 days on clean files and longer on contested ones. Meanwhile, payroll runs every two weeks, suppliers expect terms, and the next purchase order does not pause for federal review.
The companies that grow through this window are the ones that don't let working capital sit hostage to a refund timeline.
Verification Metrics
The data behind the bridge.
330K
Importers in queue
74 days
Avg. CBP processing
$166B
Aggregate exposure
The Bridge
Bridge the gap. Keep moving.
Three things matter when capital is stuck in a federal queue: speed, flexibility, and a structure that respects the underlying asset. We built the program around all three.
IITerm II
Flexible Structures
Daily, weekly, or balloon-at-refund. Repayment sized to your cash cycle, not a one-size template.
IIITerm III
Real Bridge Capital
$50,000 to $5 million and beyond. Secured against the receivable itself. No personal real estate. No blanket lien.
Who Qualifies
Built for businesses moving real volume.
Structured for established commercial operators with documented duty exposure. If your file fits the framework, we can move on it.
01Audience
Importers
IEEPA duties paid 2022 onward, CAPE-eligible entries, brokered or self-filed.
02Audience
Manufacturers
Component imports with refundable duty exposure or active drawback positions.
03Audience
Exporters
Drawback-eligible exports including unused merchandise and substitution claims.
04Audience
Wholesalers & Distributors
Inventory-heavy operators with documented duty payments and steady reorder cycles.
Minimum Qualification
·$500K+ refund or drawback exposure
·12+ months operating history
·$1M+ trailing annual revenue
The Process
Three steps. No theatrics.
I
Apply in 5 minutes
A short structured form. Business profile, refund exposure, urgency. No credit pull at this stage.
II
Submit documentation
Entry summaries, CAPE filing or drawback claim, last three months of bank statements, ID. We work directly with your customs broker if helpful.
III
Get funded
Term sheet within 24 hours of a complete file. Wire typically lands in 3 to 7 business days. Repayment structured around your cash cycle.
Why CCC
A strategist, not a storefront.
Commercial Capital Connect places working capital where institutional capital usually doesn't move fast enough. Our Tariff Bridge program was designed in the weeks following the SCOTUS ruling, in direct response to operators stuck between a federal refund queue and an unforgiving payroll calendar.
Founded and led by Cheryl Tibbs, an international speaker and recognized business finance expert, CCC operates across all 50 states and Puerto Rico, with member standing in the AACFB and BEFN.
AACFB Member
BEFN Member
All 50 States + Puerto Rico
Led by Cheryl Tibbs
Prefer a conversation?
Book a 30-minute funding meeting directly with Cheryl. No sales pitch — just an underwriting-grade review of your file.
Schedule a Funding MeetingInquiries
What operators ask first.
Direct answers. If you need detail beyond what's here, call 1 (800) 917-4069 or book a funding meeting.
No. CCC Tariff Bridge is a commercial advance against a specific receivable: your pending CBP refund or duty drawback claim. There is no consumer credit involved, no personal mortgage, and no impact on your business credit lines. We purchase a portion of the future receivable at a discount, and the claim itself secures the position.
Pricing is quoted per file and depends on refund size, claim documentation, expected timing, and your business profile. Typical effective discount rates run between 1.5% and 4% per month against the bridged amount. You receive a written term sheet before signing. No application fees, no junk fees.
Most files close within 3 to 7 business days from a complete submission. Clean documentation (entry summaries, CAPE filing confirmation or drawback claim, recent bank statements, ID) accelerates the file. Same-week funding is routine.
No. We underwrite your business — your revenue, time in business, and bank performance — not your refund. The tariff refund opportunity is what makes the timing right, but you don't need a filed claim, an approved claim, or any tariff exposure at all to get funded. If your business qualifies, you get funded.
Bridge structures are sized to the realistic CBP timeline, not the optimistic one. If your file extends beyond the projected window, we work directly with you on extension terms rather than triggering default. You are not penalized for processing delays outside your control.
Yes. Duty drawback receivables (manufacturing, unused merchandise, and substitution drawback) are eligible. We bridge against approved or in-process drawback claims using the same fast-close framework as the IEEPA refund program.
No. Commercial Capital Connect is not a bank, is not a chartered depository institution, and is not insured by the FDIC. We are a licensed commercial finance broker and arranger that places business-purpose advances and bridge facilities with institutional funding sources. Because the product is a commercial receivables advance against a specific business asset (your CBP refund or drawback claim), it sits outside consumer banking regulations such as the Truth in Lending Act, Regulation Z, and ECOA. It is governed instead by state commercial finance disclosure laws and standard UCC documentation. You will receive every applicable disclosure in writing before you sign.
Where required by state law, you will receive a written commercial financing disclosure prior to funding. This includes (but is not limited to) disclosures mandated under California SB 1235, New York Commercial Finance Disclosure Law, Utah Commercial Financing Registration and Disclosure Act, Virginia, Connecticut, and Georgia commercial financing statutes. Your disclosure will state the total advance amount, total repayment, finance charge, term, payment schedule, and any applicable broker compensation. Nothing closes without your signed acknowledgment of these terms.
Apply
Tell us about your file. We'll respond within the hour.
Submissions go directly to a senior funding specialist. No call center, no chatbot, no mass marketing list.
Before You Submit · Plain-English DisclosuresRead in full
01Disclosure
Not a loan. Not a bank.
CCC Tariff Bridge is a commercial advance against a specific business receivable. Commercial Capital Connect is not a chartered bank, not FDIC-insured, and does not extend consumer credit. No personal mortgage. No impact on your consumer credit profile.
02Disclosure
Business-purpose only.
Funds are extended exclusively for business use to entities with documented commercial activity. The product is not subject to TILA, Regulation Z, or ECOA, and is not available to individuals for personal, family, or household purposes.
03Disclosure
Broker and arranger role.
CCC may act as broker, agent, or arranger and may receive compensation from the funding source upon successful placement. Any broker compensation is disclosed in writing on your term sheet before signing.
04Disclosure
Written disclosures at funding.
Where required, you receive state commercial financing disclosures (CA SB 1235, NY CFDL, UT, VA, CT, GA, and others) prior to funding, stating total advance, total repayment, finance charge, term, and payment schedule.
Submitting this form is an inquiry, not an application for credit. No credit pull occurs at this stage. You are under no obligation to proceed, and any term sheet issued is non-binding until you sign and return it.